Trusted Advice on Mortgages in Cardiff and across the UK

Legislation brought into force on 26th April 2014 introduces many changes to the world of mortgage advice. Whether you live in Cardiff or in the UK, you’ll be affected in some way.

The Financial Conduct Authority have instigated these changes - via the Mortgage Market Review - to ensure people obtain mortgages more responsibly.

So what does it mean for you?

The new rules mean that all lenders will have to ask more questions and stress test your affordability before they can authorise your mortgage.

In some cases clients will not meet the new criteria. 

We can give advice at a meeting in our office, over the phone or by email.

Having advice from a Trusted Mortgage Broker is now more important than ever to guide and advise you through what is becoming a more complex process.

Our client reviews give independent views of our company.

COMPLEX CASES - WE CAN HELP  Contact us today for a free initial consultation.

Mortgage Strategy

Neil Soundy was proud to be selected as a judge for the Mortgage Strategy Awards 2015.

"The judging panel will consist of top-level experts who have been selected to cover the breadth of the industry"

Latest Reviews

Thanks Neil for all your help with the remortgage of our family home. Your service was brilliant and its great to come across straightforward brokers which is very rare these days!

Aamir Shazad, July 2017

Thank you so much Neil. You have been really great to work with. So speedy and great at keeping us in the loop with frequent communication.

Priya & Raaj, June 2017

You will not find a more knowledgable, friendly and customer oriented mortgage broker than Jake Soundy. Finding HMO mortgages as a new landlord operating within a limiting company is no easy task but Jake has handled each mortgage with ease and taken all of the stress out of the process so much so that I secured four HMO properties within two years. I cannot recommend Jake highly enough. He will not let you down

D Ormonde, May 2017

Jake solved a seemingly impossible situation for me; he used his contacts with high street lenders to arrange two simultaneous mortgages. Jake also helped solve some hurdles along the way during the transaction to ensure everything went smoothly at the end of the process.

R Marshall, April 2017

Excellent speedy service and advice on a non-standard mortgage involving gifted equity. Jake made the process fast efficient and as painless as possible. Highly recommended.

K Perks, March 2017

Can't recommend these guys enough, our finances are pretty complex and some other brokers couldn't help at all.neil managed to get it sorted for us pretty swiftly. Nice people to work with , very knowledgeable and neil is a yoda amongst mortgage brokers!!

John / Julie McIlhiney, February 2017

As a first time buyer, Neil provided understandable and straightforward advice throughout the buying process. We had many queries come up during the process but Neil and Jake were always on hand to talk things over. Excellent service and invaluable advice - definitely recommend to anyone.

A Ellinson, January 2017

Jake arranged a remortgage for me at an excellent rate, far better than I could achieve myself. An excellent professional service and entirely hassle free. Highly recommended.

A Marsh, January 2017

Neil and Jake have something which is all too frequently missing in financial services: integrity. When I speak to them I know that I will be getting impartial advice that is in my best interests. There's no pressure to take any product or use their services. They trust that if their advice is good and in the client's best interests, that the client will use their services. And that's why I use their services and recommend them to my friends who've also received excellent advice from them.

B Richards, December 2016

Jake offered an efficient and speedy service. Very polite, friendly and professional throughout. Made the whole process feel like a breeze. Very pleased indeed.

M Mulgrew, November 2016

I was first Introduced to Neil when he worked for another Finance Company and after 17 years I wouldn't consider going anywhere else I recently re-mortgaged again, Neil went the extra mile to ensure I had the best mortgage deal, a great guy.

P Savage, November 2016

Jake was very helpful and approachable and we were very pleased with the re-mortgage he arranged. Many thanks

R Cullen, November 2016