Trusted Advice on Mortgages in Cardiff and across the UK

Legislation brought into force on 26th April 2014 introduces many changes to the world of mortgage advice. Whether you live in Cardiff or in the UK, you’ll be affected in some way.

The Financial Conduct Authority have instigated these changes - via the Mortgage Market Review - to ensure people obtain mortgages more responsibly.

So what does it mean for you?

The new rules mean that all lenders will have to ask more questions and stress test your affordability before they can authorise your mortgage.

In some cases clients will not meet the new criteria. 

We can give advice at a meeting in our office, over the phone or by email.

Having advice from a Trusted Mortgage Broker is now more important than ever to guide and advise you through what is becoming a more complex process.

Our client reviews give independent views of our company.

COMPLEX CASES - WE CAN HELP  Contact us today for a free initial consultation.

Mortgage Strategy

Neil Soundy was proud to be selected as a judge for the Mortgage Strategy Awards 2015.

"The judging panel will consist of top-level experts who have been selected to cover the breadth of the industry"

Latest Reviews

Excellent speedy service and advice on a non-standard mortgage involving gifted equity. Jake made the process fast efficient and as painless as possible. Highly recommended.

K Perks, March 2017

Can't recommend these guys enough, our finances are pretty complex and some other brokers couldn't help at all.neil managed to get it sorted for us pretty swiftly. Nice people to work with , very knowledgeable and neil is a yoda amongst mortgage brokers!!

John / Julie McIlhiney, February 2017

As a first time buyer, Neil provided understandable and straightforward advice throughout the buying process. We had many queries come up during the process but Neil and Jake were always on hand to talk things over. Excellent service and invaluable advice - definitely recommend to anyone.

A Ellinson, January 2017

Jake solved a seemingly impossible situation for me; he used his contacts with high street lenders to arrange two simultaneous mortgages. Jake also helped solve some hurdles along the way during the transaction to ensure everything went smoothly at the end of the process.

R Marshall, January 2017

Jake arranged a remortgage for me at an excellent rate, far better than I could achieve myself. An excellent professional service and entirely hassle free. Highly recommended.

A Marsh, January 2017

Neil and Jake have something which is all too frequently missing in financial services: integrity. When I speak to them I know that I will be getting impartial advice that is in my best interests. There's no pressure to take any product or use their services. They trust that if their advice is good and in the client's best interests, that the client will use their services. And that's why I use their services and recommend them to my friends — who've also received excellent advice from them.

B Richards, December 2016

Jake offered an efficient and speedy service. Very polite, friendly and professional throughout. Made the whole process feel like a breeze. Very pleased indeed.

M Mulgrew, November 2016

I was first Introduced to Neil when he worked for another Finance Company and after 17 years I wouldn't consider going anywhere else I recently re-mortgaged again, Neil went the extra mile to ensure I had the best mortgage deal, a great guy.

P Savage, November 2016

Jake was very helpful and approachable and we were very pleased with the re-mortgage he arranged. Many thanks

R Cullen, November 2016

We took Jake’s advice for remortgaging our existing house and buying our second home. He made the process so easy and smooth and was updating us at every stage of the process. He found us the best deals and can completely trust him for his honesty and advice. Jake is truly a professional and we are very happy to recommend his services. We will definitely look forward to do business with him in the future. A very big thank you!

R & S Garimella, October 2016

Efficient and friendly service from Jake, would definitely recommend

Pack, O, October 2016

Jake secured two mortgages for us and was always knowledgeable, efficient, reliable, professional, approachable and supportive. We have already recommended him to three friends. Excellent service.

L & J McKenna, September 2016